Bella Flex Savings v2 to Be Launched in February

👋 Dear Bella Community,

🎊Happy 2021! 2020 has seen the exponential growth of DeFi and the birth of Bella Protocol. This year we will continue to bring new products and work hard to become a tier 1 DeFi protocol.

🎐A Recap of 2020

In September 2020, Bella Protocol landed on Binance as its first-ever Launchpool project. Our total value locked (TVL) surpassed $700 million on the first day. 5% of total $BEL token was distributed for FREE to millions of stakers around the world.

In October 2020, Bella Liquidity Mining program ( and community governance went live. Users are able to supply liquidity for BEL/USDT, BEL/ETH and ARPA/USDT and earn ~100%APY even till this day. We introduced an innovative Reward Multiplier to encourage users to stake longer for higher APY. Total liquidity provision is now over $2 million USD and increasing.

In November 2020, Flex Savings v1 went live in a sandbox environment. Users were able to stake USDT, USDC, ARPA, DAI, BUSD, WBTC and HBTC. As a teaser for the mainnet product, Flex Savings v1 offers elegantly designed user interface for users to try out.

In December 2020, we launched Bella Locker (, which caters to BEL holders who want to lock tokens with fixed APY for a certain period of time. Lockers are now 50% full.

In January 2021, we announced that all smart contracts in the Bella product suite have been audited by PeckShield, a leading security audit firm. At the same time, our team has decided to open source all of our code base to the DeFi community.

With these launches, we have seen steady growth in both our user base, awareness in DeFi community and total value locked (TVL) in our products.

📢📢Today, we are thrilled to announce that Bella Flex Savings v2 is officially going live on the Ethereum mainnet this month.

👀Preview of Flex Savings v2

Since v1 launch, we’ve been implementing more rigorous style checks, code static analysis, code review, automated unit testing, and Behavior Driven Testing (BDT). Although inherent risks for DeFi protocols cannot be eliminated completely, we are more confident to safeguard user assets within the smart contracts.

So what are the features of Flex Savings v2?

1) Ever-changing stategies, currently auto-farming

2) Gas fee saver, we take care of everything so you can save on gas!

3) Earnings are reinvested automatically, so the return will be compounded

4) Staking vesting period to ensure higher staking return

5) Low management fee, 0.25% flat rate vs 2% fee per year with Yearn

To thank those users who have tried and tested out v1, we have decided to reward the top 5 most active addresses with $100 worth of $BEL tokens. We want to thank you for your passion to take this product to the next level with us, and for your constructive feedback and suggestions.

🚀What is in Bella Flex Savings v2

Just like v1, Flex Savings v2 is essentially a smart pool that routes funds to DeFi protocols with the most competitive return. In essence, we strive to help our users achieve the most attractive, risk-adjusted return in the market. Think of Flex Savings as a hedge fund, but more transparent, efficient, and decentralized.

With Bella Flex Savings v2, users can deposit stablecoins and supported tokens to earn attractive yields automatically. The smart contract then automatically routes the fund to different mining pools under ever-updating investment strategies.

A percentage of the revenue generated through transaction and management fees will be used to buy back and burn $BEL tokens, so there will be fewer and fewer tokens around.


In Flex Savings v2, we have implemented our earnings strategy on With current baseline yield on 3pool, users will be able to see a return much higher than the market standard with $BEL liquidity mining program. As time progresses, we, along with our community, will reassess all the options out there and adjust our strategies accordingly.

🔥Reward Booster

To encourage users to hodl and earn, we will add another layer of incentive into Flex Savings v2, called Reward Booster. At the time of staking, users can choose to postpone BEL reward distribution to a later date for a boosted return.

A reward multiplier of 1.15x/1.3x/1.6x will be applied to the BEL reward earned for 7/15/30 day- vesting for distribution. In other words, users will have the option to delay when they can receive the BEL reward in exchange for a higher return — up to 60% more.

With the firm support of the community, we are more determined to deliver our second phase of blueprint — to lower the user barrier for yield farming and to build a sustainable business ecosystem for BEL token.

👇What’s Next?

We will announce the details on which pools we are going to open for liquidity mining in the next few days. We will also have a 72-hour countdown before Flex Savings v2 goes live. There will be more announcements on the way. Please stay with us and stay tuned!

About Bella

Bella is a suite of open finance products including automated yield farming tools, lending protocol, 1-click savings account, customized robo-advisor, and more. We believe everyone deserves equal access to premium financial products and services with elegant design and smooth user experience.

Bella brings your familiar mobile banking into crypto with just one click. With Bella, you can just simply sit back, watch your asset grow, and leave all the heavy-lifting to secure, automated smart contracts.

Bella’s core team consists of serial entrepreneurs and blockchain veterans who have tremendous experience and proven track record in finance, cryptography, blockchain, and engineering.

For more information about Bella, or to join our team,

please contact us at

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Twitter: @BellaProtocol



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A suite of DeFi products to bring your familiar mobile banking into crypto with just one-click.