Introducing Bella Flex Savings v1

👋Dear Bella Community,

🌾 Since our initial launch on Binance Launchpool, we have attracted immense interest and attention from the entire crypto community. In just under 48 hours, the TVL skyrocketed to over 700 million USD on Binance Launchpool. BEL incentivized liquidity mining product was launched in September, and we have seen a steady growth of staked liquidity. Our belief in DeFi has never been stronger.

🔔Today, we are thrilled to announce that a core product of Bella Protocol, Bella Flex Savings v1, is going live in sandbox environment on December 1st, 2020. This means that the team has beaten the roadmap by one full month in delivering the second phase of the Bella blueprint — to lower the user barrier for yield farming and build a sustainable business ecosystem for BEL token.

Flex Savings v1 will not be deployed to Ethereum mainnet, rather it will be deployed to a sandbox environment of Ethereum fork (mainnet snapshot). Security audit reports of Flex Savings v1 are going to be published, at the same time we’re going to implement a major upgrade to Flex Savings v2.

Click the link to experience Flex Savings v1 in sandbox environment:

💳What is Bella Flex Savings v1

Flex Savings v1 is essentially a smart pool that routes funds to DeFi protocols with the most competitive return. In essence, we strive to help our users the most attractive, risk-adjusted return in the market. Think of Flex Savings as a hedge fund, but more transparent, efficient, and decentralized.

With Bella Flex Savings v1, users can deposit stablecoins and other tokens to earn attractive yields automatically. The smart contract then automatically routes the fund to different mining pools under ever-updating investment strategies.

There are seven crypto assets supported in the first batch. More will be added in the near future. Native interest rates for crypto assets usually range from 5% to 15% APY.

How to Deposit and Stake on Flex Savings v1 Page:

  1. In “Flex Savings” tab, simply deposit supported crypto assets and and receive interest-bearing bToken
  2. In the Staking tab, stake bToken and choose reward booster (see below)
  3. Start earning basic yield & $BEL* (for specific assets)

💰The first batch of stablecoins supported:



♣️ DAI


💸 The first batch of crypto asset supported:




🎁Incentivized Staking of bToken

The interest-bearing bToken represents the ownership of the native token. By staking your crypto assets into Bella Flex Savings v1, you will get bToken in return. The more you stake, the more bTokens you will get. However, the amount of bToken issued will not be 1:1 to the dollar value of the token staked. Users can earn BEL rewards by staking bTokens.

💥Reward Booster!

At the time of staking, users can choose to postpone BEL reward distribution to a later date for a boosted return.

A reward multiplier of 1.15x/1.3x/1.6x will be applied to the BEL reward earned for 7/15/30 day- delay for distribution. In other words, users will have the option to delay when they can receive the BEL reward in exchange for a higher return, up to 60% more.

Three buttons will be displayed at the reward claim page: BEL Earned, BEL Collectable and BEL Delayed.

BEL Earned = Total BEL token reward, including instantly claimable BEL and BEL rewards for delayed distribution. Please note the rewards will only start to count for delayed days when users click on the “Claim” button.

BEL Collectable = Sum of BEL rewards that have passed the delayed period. Users can immediately receive these BEL rewards by clicking the “Collect” button.

BEL Delayed = Sum of BEL rewards that are claimed and are in the delayed distribution process.

🔒BEL Locker (Coming Soon)

Users will be able to get BEL rewards by staking BEL for 30/90/180/360 days. BEL rewards APY is fixed, so users don’t need to worry about the fluctuation.

User Journey: BEL Locker

  1. Lock $BEL for 30 days, 90 days, 180 days, or 360 days, with fixed APY for fixed amount
  2. Redeem $BEL principal and reward at the end of the locking period

🔐Is Bella Flex Savings v1 safe?

We consider fund safety our highest priority. We partner with best-in-class security firms to ensure our products’ overall robustness, security, and stability. Our Flex Savings product has been carefully audited by Peckshield. However, we think we should do much more. So our team has made a decision to implement a major upgrade to Flex Savings v2, and Flex Savings v1 will not be deployed to Ethereum mainnet, rather it will be deployed to sandbox environment of Ethereum fork (mainnet snapshot).

🔰What’s next?

One-Click app is going to be launched in Q1 2020 according to our roadmap. One-click will be a easy-to-use, zero-gas, and secure. Our goal is to contribute to the 10x growth of the DeFi and crypto user base.

About Bella

Bella is a suite of open finance products including automated yield farming tools, lending protocol, 1-click savings account, customized robo-advisor, and more. We believe everyone deserves equal access to premium financial products and services with elegant design and smooth user experience.

Bella brings your familiar mobile banking into crypto with just one click. With Bella, you can just simply sit back, watch your asset grow, and leave all the heavy-lifting to secure, automated smart contracts.

Bella’s core team consists of serial entrepreneurs and blockchain veterans who have tremendous experience and proven track record in finance, cryptography, blockchain, and engineering.

For more information about Bella, or to join our team,

please contact us at

Learn about Bella’s recent official news:


Twitter: @BellaProtocol



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A suite of DeFi products to bring your familiar mobile banking into crypto with just one-click.

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